Skip to main content

 888-968-9168  wellness@theparticipanteffect.com
  •  
  •  
  •  

  • Home
  • About
    • What Is The Participant Effect?
    • Why is this important to me?
  • Process
  • The Road to Retirement 
    • Getting Started
    • Financial Pathways
    • Investing Wisely
    • Career Changes
  • Resources 
    • Our Blogs
  • Contact

    You are here

  1. Home
  2. budget

budget

I’ve Depleted My Emergency Fund. Now What?

Submitted by The Participant Effect on February 4th, 2021

Perhaps you’ve lost a job, faced an illness or have been delt a family crisis that emptied out your emergency fund. What are your next steps?

 

Tags:
  • budget
  • emergency fund
  • Read more

How Much House Can I Afford?

Submitted by The Participant Effect on February 4th, 2021

You’re eyeing center-hall colonials in your neighborhood and dreaming about the garden you want to plant in the backyard and all the holiday celebrations you’ll host. You’ve saved toward this goal and think you’re ready to pull the trigger. But the real question is: How much house can I afford?

Or is it?

Tags:
  • budget
  • buying a home
  • Read more

TPE Kids: What Should I Do With My Allowance?

Submitted by The Participant Effect on September 10th, 2020

If you get an allowance, you might be wondering what to do with it. To answer that question, let’s see what we can learn from Penny and Spencer, a dog and a cat who are friends — but very, very different.

 

Tags:
  • #kids
  • budget
  • teachingkids
  • Read more

Family Finances: Saving to Have Children

Submitted by The Participant Effect on April 30th, 2020

What do you do when your heart demands something, but your bank account says no? That’s the dilemma that many, especially Millennials, find themselves in when they think about having a family. 

Tags:
  • budget
  • children
  • Family Finances
  • saving
  • Read more

Retirement Planning: Understanding 3 Primary Asset Classes

Submitted by The Participant Effect on April 30th, 2020

Determining an appropriate mix of investments and matching those choices to your retirement goals is a keystone of successful retirement planning. If your eyes glaze over when someone starts talking about asset classes, diversification and allocation, you’re not alone. Here’s a quick guide:

What Is an Asset Class?

Tags:
  • asset allocation
  • budget
  • retirement planning
  • Read more

Creating a Household Budget

Submitted by The Participant Effect on December 2nd, 2019

The end-of-the-month problem isn’t just what you’re taking in, it’s more likely what’s going out. Navigating the line between income and expense is a lot easier with a financial road map: A household budget.

Tags:
  • budget
  • retirement planning
  • Read more

Managing Risk (and Your Nerves) in a Volatile Market

Submitted by The Participant Effect on October 31st, 2019
In the modern world, it’s probably fair to say that most of us like to get what we want quickly. We like fast food, same-day delivery, on-demand entertainment and fast passes at the theme park. And sure, it would be great to “get rich quick” in the stock market too.
Tags:
  • budget
  • retirement planning
  • risk management
  • Read more

Help with My Budget and Spending

Submitted by The Participant Effect on May 9th, 2019

Saving for retirement is very important, but many people feel that they can’t spare the money to participate in a retirement plan or even create a basic savings account. Retirement plan consultants suggest that the first step is to create a budget. Once you figure out where your money is going, you can look for ways to save more.

Track your spending

Tags:
  • budget
  • Read more

12 Strategies You Should Know to Build an Emergency Fund

Submitted by The Participant Effect on July 27th, 2018

When it comes to preparing for a rainy day, the best time to act is now. Establishing a 3-month or $10,000 emergency fund is a critical pillar to your financial wellness — and it will help you sleep a whole lot better at night.

But how can you find room for this essential line item in an already tight budget? Here are 12 tips to help get you there.

Tags:
  • budget
  • emergency fund
  • save
  • Read more

money

money

 

 

fb1.pnglinkedin1.pngtwitter1.pngtwitter1.png

Latest Blog Posts

I’ve Depleted My Emergency Fund. Now What?

Submitted by The Participant Effect on February 4th, 2021

Perhaps you’ve lost a job, faced an illness or have been delt a family crisis that emptied out your emergency fund. What are your next steps?

 

Tags:
  • budget
  • emergency fund
  • Read more

How Much House Can I Afford?

Submitted by The Participant Effect on February 4th, 2021

You’re eyeing center-hall colonials in your neighborhood and dreaming about the garden you want to plant in the backyard and all the holiday celebrations you’ll host. You’ve saved toward this goal and think you’re ready to pull the trigger. But the real question is: How much house can I afford?

Or is it?

Tags:
  • budget
  • buying a home
  • Read more

Is Social Security “Going Broke”?

Submitted by The Participant Effect on September 30th, 2020

Social Security’s financial cliff is coming closer into view. Experts project that the fund that pays for government retirement benefits through FICA taxes will be depleted within the next 15 years.

 

Tags:
  • retirement
  • retirement planning
  • social security
  • Read more

Additional info

  • Sitemap
  • Legal, privacy, copyright and trademark information

Contact info

  •   1060 Maitland Center Commons, Suite 360, Maitland, FL 32751
  •   888-968-9168
  •   wellness@theparticipanteffect.com

Contact us

Investment advisory services may be offered through NFP Retirement, Inc. or its subsidiary Fiduciary First, LLC, affiliated companies of NFP Corp. (NFP).

© 2022 The Participant Effect. All rights reserved.

Website Design For Financial Services Professionals