Skip to main content

 888-968-9168  wellness@theparticipanteffect.com
  •  
  •  
  •  

  • Home
  • About
    • What Is The Participant Effect?
    • Why is this important to me?
  • Process
  • The Road to Retirement 
    • Getting Started
    • Financial Pathways
    • Investing Wisely
    • Career Changes
  • Resources 
    • Our Blogs
  • Contact

    You are here

  1. Home
  2. Resources
  3. Our Blogs

Our Blogs

Is Social Security “Going Broke”?

Submitted by The Participant Effect on September 30th, 2020

Social Security’s financial cliff is coming closer into view. Experts project that the fund that pays for government retirement benefits through FICA taxes will be depleted within the next 15 years.

 

Tags:
  • retirement
  • retirement planning
  • social security
  • Read more

Coronavirus-related 401(k) Distributions and Your Taxes

Submitted by The Participant Effect on September 30th, 2020

A “distribution” occurs when you withdraw funds from your 401(k) account. You can transfer these funds to another 401(k) or an Individual Retirement Account (IRA). Or you may use them to finance your retirement or some other life goal.

 

New 401(k) Rules for the New Normal

Tags:
  • investments
  • retirement
  • retirement planning
  • Read more

Tax-wise Investing: Planning 401(k) Distributions

Submitted by The Participant Effect on September 30th, 2020

An important part of tax planning when it comes to investing is considering the tax impact of accessing your investment funds. As you know, one of the key features of the traditional 401(k) retirement account is that you can contribute pre-tax dollars from your income, which then grow tax free until you need them.

 

Tags:
  • investments
  • retirement
  • retirement planning
  • Read more

Municipal Bonds, Taxes and Your Retirement

Submitted by The Participant Effect on September 30th, 2020

A municipal bond is essentially an IOU from a local government. You agree to lend that municipality money for a certain period of time, and they agree to pay you back with interest.

Tags:
  • investments
  • retirement
  • retirement planning
  • Read more

Is a Roth 401(k) Right for You?

Submitted by The Participant Effect on September 30th, 2020

You may know about Roth IRAs, but did you know that many employers now give retirement plan participants a Roth 401(k) option? Both traditional and Roth 401(k)s offer significant tax benefits for investors, but those benefits differ in ways that are important for you to understand.

 

Traditional Values

Tags:
  • investing
  • investments
  • retirement
  • retirement planning
  • roth
  • Read more

Why the 401(k) Is a Tax-Advantaged Retirement Superhero

Submitted by The Participant Effect on September 30th, 2020

If we’ve learned nothing else from Marvel Comics, we know that every superhero needs an origin story, and the 401(k) retirement account has a great one. After more than 50 years, an afterthought in the federal tax code is now one of the most-popular retirement savings vehicles in the United States. 

Tags:
  • Why the 401(k) Is a Tax-Advantaged Retirement Superhero
  • Read more

TPE Prep: Buying Your First Car

Submitted by The Participant Effect on September 11th, 2020

Do you want a car? Of course you do! A car allows you to go wherever you want and have fun doing it. But buying too much car — or the wrong car — can be a big budget buster you have to live with (and pay for) for years to come.

 

Needs and Wants

Tags:
  • big purchase
  • firstcar
  • Kids
  • Read more

TPE Prep: Paying for College

Submitted by The Participant Effect on September 11th, 2020

The average annual cost of attending a four-year public college in 2018-2019 was more than $20,000 (tuition, room and board). Private colleges were even pricier at close to $45,000.

Tags:
  • College
  • Saving for college
  • Read more

TPE Prep: Maximizing Babysitting Success

Submitted by The Participant Effect on September 11th, 2020

Babysitting is many teens’ very first job. Taking care of some kids is challenging, but the work can be flexible and rewarding. You can babysit to make money once in a while, or you can approach it more like a business by building a list of clients, gaining in-demand skills and earning a good rep in your neighborhood.

Get Your Resume Ready

Tags:
  • Kids
  • teachingkids
  • Read more

TPE Kids: What’s a Stock?

Submitted by The Participant Effect on September 11th, 2020

Think about the stores you’ve been in — toy stores, candy stores or clothing stores. Stores are a type of business. All businesses have owners.

 

Some businesses are owned by just one person.

But other businesses are owned by many people.

 

So how do lots of people own one business? They do it by owning stock.

Tags:
  • #kids
  • stocks
  • Read more
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • …
  • next ›
  • last »

Resources

  • Our Blogs

Archived Blog

  • September 2020 (12)
  • August 2020 (2)
  • July 2020 (3)
  • June 2020 (6)
  • April 2020 (14)
  • March 2020 (5)
  • December 2019 (2)
  • October 2019 (8)
  • August 2019 (4)
  • July 2019 (4)
  • June 2019 (4)
  • May 2019 (6)
  •  
  • 1 of 3
  • ››

Categories

  • #kids (3)
  • #savingmoney (1)
  • 3(21) fiduciary (1)
  • 401(k) planning (1)
  • 401k (6)
  • 401k mistakes (1)
  • 401k planning (1)
  • asset allocation (3)
  • baby (1)
  • Baby Boomer (1)
  • bad debt (2)
  • balance transfers (1)
  • big purchase (1)
  • bonds (1)
  • budget (7)
  • budgeting (2)
  • buying a home (1)
  • car (1)
  • charitable giving (1)
  • children (1)
  • College (1)
  • credit card (1)
  • credit card debt (3)
  • credit report (1)
  • credit score (1)
  • debt (3)
  • debt consolidation (1)
  • debt reduction (1)
  • defeat debt (1)
  • diversification (2)
  • early retirement (2)
  • education (22)
  • emergency fund (1)
  • Employee Education (3)
  • estate planning (10)
  • Family Finances (1)
  • fiduciary risk management (1)
  • financial advisor (1)
  • financial checkup (1)
  • financial future (1)
  • financial planning (2)
  • financial risk (1)
  • financial strategies (1)
  • financial wellness (7)
  • financial wellness plan (1)
  • firstcar (1)
  • gender wealth gap (1)
  • good debt (2)
  • happiness (1)
  • health (9)
  • health care (1)
  • home care (1)
  • house (1)
  • hsa (1)
  • Insurace (1)
  • insurance (2)
  • interest rates (1)
  • investing (2)
  • investment planning (1)
  • investment risk (1)
  • investments (13)
  • Kids (2)
  • life insurance (1)
  • long term care (1)
  • long-term care (3)
  • Long-term Disability (1)
  • Loss Aversion (1)
  • manage financial risk (1)
  • marriage (1)
  • medicare (4)
  • money (1)
  • money worries (1)
  • nursing home (1)
  • portfolio (1)
  • prepaid tuition plans, 529 plan, 529 savings plan, ESA (1)
  • purchase (1)
  • raise (1)
  • retirement (39)
  • retirement age (1)
  • retirement planning (90)
  • retirement readiness (2)
  • retirement ready (1)
  • retirement savings (2)
  • retiring soon (1)
  • retirment (1)
  • retrirement (1)
  • risk (2)
  • risk management (19)
  • risk tolerance (1)
  • roth (1)
  • save (2)
  • saving (3)
  • Saving for college (1)
  • savings (1)
  • Short-term Disability (1)
  • social security (4)
  • stocks (3)
  • student loans, student debt (1)
  • tax (1)
  • taxes (1)
  • teachingkids (2)
  • timing (1)
  • trust (1)
  • Trust funds (1)
  • Trusts (1)
  • wedding (1)
  • Why the 401(k) Is a Tax-Advantaged Retirement Superhero (1)
  • will (2)
  • work stress (1)

money

money

 

 

fb1.pnglinkedin1.pngtwitter1.pngtwitter1.png

Latest Blog Posts

Is Social Security “Going Broke”?

Submitted by The Participant Effect on September 30th, 2020

Social Security’s financial cliff is coming closer into view. Experts project that the fund that pays for government retirement benefits through FICA taxes will be depleted within the next 15 years.

 

Tags:
  • retirement
  • retirement planning
  • social security
  • Read more

Coronavirus-related 401(k) Distributions and Your Taxes

Submitted by The Participant Effect on September 30th, 2020

A “distribution” occurs when you withdraw funds from your 401(k) account. You can transfer these funds to another 401(k) or an Individual Retirement Account (IRA). Or you may use them to finance your retirement or some other life goal.

 

New 401(k) Rules for the New Normal

Tags:
  • investments
  • retirement
  • retirement planning
  • Read more

Tax-wise Investing: Planning 401(k) Distributions

Submitted by The Participant Effect on September 30th, 2020

An important part of tax planning when it comes to investing is considering the tax impact of accessing your investment funds. As you know, one of the key features of the traditional 401(k) retirement account is that you can contribute pre-tax dollars from your income, which then grow tax free until you need them.

 

Tags:
  • investments
  • retirement
  • retirement planning
  • Read more

Additional info

  • Sitemap
  • Legal, privacy, copyright and trademark information

Contact info

  •   1060 Maitland Center Commons, Suite 360, Maitland, FL 32751
  •   888-968-9168
  •   wellness@theparticipanteffect.com

Contact us

Investment advisory services may be offered through NFP Retirement, Inc. or its subsidiary Fiduciary First, LLC, affiliated companies of NFP Corp. (NFP).

© 2021 The Participant Effect. All rights reserved.

Website Design For Financial Services Professionals