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While the cost of nuptials has held steady over the past few years, too many couples are planning to borrow to cover the cost. Here’s how to avoid the debt trap.
What comes to mind when you think of investment risk?
• Picking the wrong mutual funds for your 401(k)?
• Buying into a tech bubble?
• Purchasing a stock based on a tip from your buddy?
• Having too many stocks in your portfolio too close to retirement?
Indeed, some of these things quite legitimately could be considered risky. 
The three-legged stool is a metaphor that retirement planners use to describe the three most common sources of income for retirees. At one point in time, the three legs referred to Social Security, pension and personal savings — the multiple sources of income generally needed to achieve a financially secure retirement.
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