The Financial Learning Library has been designed to provide you with easy access to practical and user-friendly information. We have compiled articles on topics ranging from everyday budgeting to long-term financial planning to help you can make informed financial decisions.
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The employer-sponsored 401(k) has largely replaced the company-funded pension plan as the primary source of retirement savings for most Americans. Unlike a pension, however, 401(k) benefits are not automatic. Employees must choose whether or not to participate and then decide how much to contribute and how to best invest their contributions.
Risk tolerance is a term you may have heard about when determining your investment strategy. While you might picture activities such as rock climbing or jumping out of an airplane when you think of risk, it has a different meaning when it comes to investing.
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