The Participant EffectSM can help you create a more confident retirement down the road.
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The Participant Effect is a guidance based, beginning to end retirement solution to help create confidence in your financial life. Together with your employer, our goal is to help you pursue financial well-being in retirement.
Retirement may seem like an elusive dream that you don’t believe you’ll ever reach. Or maybe you think that its not possible to start saving now. The Participant EffectSM is here to tell you that you CAN achieve your retirement goals and it’s NEVER too early or too late to start.
The Financial Wellness Assessment will provide you with a personal Financial Wellness score that can serve as your benchmark as you make steps to become more financially well. You will also be guided to information relevant to the financial priorities you’ve identified and the information will help The Participant Effect team tailor group education workshops to specifically address the needs of you and your colleagues.
Seventy Percent Of Human Resources Professionals Say Personal Financial Challenges Can Impact Employee Performance.1
Sixty-six percent of employees say it would be at least somewhat difficult to pay bills if their next paycheck were a week late.2
1-SHRM, “Financial Wellness in the Workplace”, May 2014
2-American Payroll Association, “Getting Paid in America, Survey 2013.”
There are many formulas for figuring out how much money you need to retire. Almost all of them can end up being wrong for a variety of reasons.
Personal debt problems can arise from numerous circumstances, including health crises, theft, property damage, or loss of income. These situations are beyond the debtor’s control and arise through no fault of his or her own. But in other cases, it’s our own purchasing decisions that contribute to amassing a burdensome amount of debt, and it’s entirely avoidable.
In the modern world, it’s probably fair to say that most of us like to get what we want quickly. We like fast food, same-day delivery, on-demand entertainment and fast passes at the theme park. And sure, it would be great to “get rich quick” in the stock market too. © 2019 The Participant Effect. All rights reserved.
